A short, calm course paired with a live planner. Walk through the lessons, set every pound a job, and watch your money start to run itself. Level 1 is free. The rest is £2.99/month when you're ready.
No 40-lesson maze. A short, focused course that moves you from "where's my money going?" to running it on autopilot — one level at a time, at your pace.
No flashy dashboards, no bank linking, no AI promising to transform your finances. Just calm, structured tools that mean every pound has a job before the month starts.
The app starts simple — just the planner. As you finish lessons, new tools quietly appear in the sidebar. By the end you have a full system, built around what you already know.
Use Level 1 for as long as you like. Upgrade only when you're ready for the rest.
No. Level 1 is completely free, with no signup, no email, no card. Open the app and start using it. We only ask for payment details if you decide to unlock Level 2 and beyond.
Level 1 — the live planner, all the category cards, and the first three foundational lessons — is free forever. Level 2 onwards (emergency fund, full debt system, investing, and every Level 3 lesson coming next) is £2.99/month. The first 30 days are free.
The next chapter, currently being built. It covers automation, tax-efficient saving (ISAs, Pensions, LISAs), sinking funds, deeper investing, and net-worth tracking. Inside the app there's a vote where you tell me which of these you most want first — your vote shapes what gets built.
Yes — anytime, no questions, no hoops. Click cancel and that's it. Your data stays in your browser, so cancelling doesn't delete your records.
Yes. Your numbers live in your browser only — nothing is sent to a server, nothing is stored remotely, no bank linking. The app works entirely on your device. You can download a backup whenever you want.
Yes — that's the whole point of the subscription. New lessons, new features, and Level 3 are all included. Subscribers get every new lesson at no extra cost.
Yes — it runs in your browser, so it works on phone, tablet and laptop. Because your data lives locally, each device has its own records — most people do their planning on one main device.
Just me — someone who spent years figuring this out the hard way, and built the system I wished had existed. No team, no investors, no agenda. Just an app that does the job, at a price that doesn't sting.
Start the month knowing exactly where every pound is going. End the month knowing it got there.
Open the app — free →